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Hi! I'm Steve...
Your Mortgage Consultant!

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Steve Mohabir

Mortgage Consultant

NMLS: 662137

763-458-5653
Address: 4100 Minnetonka Boulevard, St. Louis Park, MN, 55416
Awards received
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Every one of our Mortgage Consultants can walk you through our products in detail – probably more detail than you want, in fact. So they definitely know their stuff.

More importantly, they want to know about you: What's your goal?

Buy a Home
Refinance a Home
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Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Where can we help you thrive?

Are you looking to buy your first home? Need help managing your mortgage payment?

Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.

Select a module

First time homebuyer

First time homebuyer

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Mortgage management

Mortgage management

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Refinancing

Refinancing

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Self-employed

Self-employed

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Veteran

Veteran

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Equity management

Equity management

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Financial planner

Financial planner

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Estate planning attorney

Estate planning attorney

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Realtor

Realtor

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Divorce attorney

Divorce attorney

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Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

BA

Beth Andrews

5.0

Minnetonka, MN

Mar 21, 2024

Steve always answered emails in a timely fashion. Easy to reach

TF

Thomas Forystek

5.0

Minneapolis, MN

Mar 14, 2024

Thank You.

BB

Budd Batterson

5.0

Saint Paul, MN

Feb 3, 2024

Quick response. Detailed knowledge Willingness and skills to talk over strategies and options for client

VK

Vang Ky

5.0

Coon Rapids, MN

Jan 25, 2024

Steve was there with any answers we had questions to and was prompt. He made us feel very comfortable and explained everything to us when we were unsure or didn't understand.

GB

Gage Barfknecht

5.0

Coon Rapids, MN

Jan 22, 2024

Steve made the whole process easy and smooth! Great guy to work with!

DL

Delilah Langer

5.0

Minneapolis, MN

Jan 15, 2024

Steve makes everything feel easy!

MR

Mallory Rickbeil

5.0

Minneapolis, MN

Dec 25, 2023

Your quick ability to get the pre-approvals out quickly when I needed them was so important. I always felt you were in my corner throughout the process. Couldn't be better.

CK

Clark Kruger

5.0

Bloomington, MN

Dec 19, 2023

hes the best!

CI

Candice Ives

5.0

Saint Louis Park, MN

Nov 29, 2023

Steve Mohabir went above and beyond for my husband and I during our house hunting journey. We were first time home buyers with no experience and tons of questions. Steve made himself readily available for all of our concerns and presented us with all the information we needed to make these life changing decisions. I would recommend him and the whole Edina Realty team to anyone looking to buy or sell their home. Fantastic experience!

PM

Phillip Merriman

5.0

Saint Louis Park, MN

Nov 20, 2023

Steve was always responsive and informative. He made our experience as first time home buyers much more relaxing than we expected it to be.

SM

Susan Melbye

5.0

Edina, MN

Nov 3, 2023

I have full confidence that Steve is communicating with my clients several times throughout the transaction, so there are no surprises and buyers are confident that Steve has everything under control! Thanks Steve for being the friendly awesome person you are :)

MG

Mary Govrik

5.0

Edina, MN

Nov 3, 2023

We were always well informed in a timely and helpful manner throughout the whole experience.

JW

Jaime Wascalus

5.0

Minneapolis, MN

Nov 1, 2023

Steve helped make the process easy and low stress and was able to juggle our many questions as we went along!

JW

Jacob Wascalus

5.0

Minneapolis, MN

Oct 30, 2023

Steve was very accommodating and walked me through the process of getting financing.

CK

Clark Kruger

5.0

Minneapolis, MN

Oct 26, 2023

Steve and his team are the best !

EH

Eric Harr

5.0

Minneapolis, MN

Oct 14, 2023

Steve was knowledgeable and always kept me updated.

President and CEO - Justin Messer

Justin Messer

President and CEO of Prosperity Home Mortgage, LLC, parent company of Edina Realty Mortgage

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.94 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Edina Realty Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?

Steve Mohabir

Steve Mohabir

Mortgage Consultant

NMLS: 662137

Learn More